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7 Top No Credit Check Loans Online | Bad Credit Loans With Guaranteed Approval

Because you'll never know when you suddenly need to cover unexpected expenses.
By Quick Secure Mortgage |
Quick Secure Mortgage

Are you one of those racking your brains out on how to pay all your bills – expected and unexpected? Maybe there are maintenance medicines or car payments or any emergency expenses you suddenly need to cover. But then, you are suffering from poor credit scores. If this is you, a bad credit loan would be perfect.

This article will be featuring some of the finest bad credit loan lenders in America. Be forewarned, there are a lot of bad credit loan lenders today – some are good but there are those who scam their customers. Therefore, be cautious in dealing with these bad credit loan lenders and make sure that you only work with highly-rated companies. 

In this review, we will present to you some of the best and legit emergency loan lenders.

So here we go.  Here is a list of the best bad credit loan lenders in America. 

#1. MONEYMUTUAL – Best Direct Lender for Payday Loans

#2. CREDITLOAN – Top Company for Bad Credit Loans

#3. FUNDSJOY – No Credit Checks Loans with Instant Approval

#4. MODO LOAN – Top Payday Loans With 24 Hour Appoval

#5. TRUE AMERICAN LOAN – Short Term Loans in America

#6. MY USA LOAN – Top Online Payday Loans

#7. FUNDSGIFT – Quick Cash Advances

#1. MoneyMutual – Best Direct Lenders for Payday Loans

MoneyMutual is currently the number 1 best bad credit loan lender today – no doubt about it. They have been in the industry for several years and have absolutely secured their business. Their customers have left positive feedback online plus they were represented by a famous spokesperson.

Yes, it’s Montel Williams!

He single-handedly controlled TV ratings during the 1990s. He was so famous that right after his TV career, he was commissioned to promote MoneyMutual.

His being a speaker garnered so much attention and fame that he attracted not just fans but haters as well. These people are up to no good as they urge others to believe that Montel Williams is deceiving them – that he’s all after their money.

This is not true. He has always been a morally upright person. Those people are just resentful of his contribution to MoneyMutual. 


#2.CreditLoan – Quick Cash Loans for Bad Credit

CreditLoan is MoneyMutual’s greatest challenger. This company’s growth is astonishing! Furthermore, they have a strong customer base and rapid loan turn times. There are emergency loans that can be released in 24 hours!

This bad credit loan lender is good to watch out for. They are growing more and more each day. But with growth comes challenges – can they keep up with their high customer satisfaction given their momentum? We’ll keep on watch.


#3. FundsJoy – Fast Money Payday Loans Online

FUNDSJOY processes personal loans quickly. This company largely concentrates on its online marketing. They target all age groups, but it looks like they are more favored by 25-45 years old. FundsJoy is a great short-term loan lender, however, they are not perfect. 

Just like CreditLoan, FundJoy is growing exponentially. More borrowers are applying for their personal loans each day and with the road they are taking, many anticipate the end results. Will they take on the challenge or will they break under pressure and will develop as the best bad credit loan lender out there?

Only time will tell at this point. For now, we deeply admire them as a company. And actually, emergency loans are what they are best at.


# 4. TRUE AMERICAN LOAN – Top No Credit Checks Loans With 24-Hour Approval


True American Loans advocates for True Americans. This bad credit loan company understands who its customers are.  Their customers are proud Americans who are in search of the best bad credit loans in America. 

True American Loan is an extremely well-known bad credit loan lender offering numerous loan options. These emergency loans are the following:

  • Bad credit loans
  • Poor credit loans
  • Payday loans
  • Payday loans online
  • Loans for bad credit
  • Short term loans
  • Medium-term loans
  • 24-hour loans
  • $500 loans
  • $400 loans
  • $300 loans
  • $200 loans
  • $100 loans
  • $50 loans
  • Instant loans
  • 48-hour loans
  • 24-hour loans
  • 12-hour loans
  • 6-hour loans
  • No credit check loans
  • Direct lender loans

This lender is definitely not as huge as MoneyMutual. Nonetheless, their business is still afloat because of their loyal customers. These customers are proud Americans who are looking for a bad credit loan.


#5. XMASFUNDS.COM – Top Christmas Time Loans for Bad Credit


XMASFUNDS – What a funky name for a bad credit loan lender, right? Setting the name aside, you might want to know how they do in the money lending business. Here’s a fact, this payday loan company is performing extremely well!

It goes to show that the money lending industry is not all about the name, rather it should be the business and the customers that speak for themselves. XmasFunds is a payday loan lender that is clearly branded for the holiday season. They do, however, still receive emergency loan applications even during the summertime!

We recommend you take a look at this lender. They are just as good as all of the other bad credit loan lenders out there.  If you are looking for an emergency loan up to $5000, this lender could be a good fit for you.  


#6. FundsGift – Everyday Bad Credit Loans Online

FundsGift is a brand-new company in the lending industry. We are expecting them to ultimately take the number one spot as a bad credit loan lender.  It will be just a matter of time until they pass the mighty MoneyMutual.  

FundsGift’s growth is truly surprising. It might be because they process bad credit loan applications remarkably fast.

People have differing opinions on FundsGifts success. Some say MoneyMutual will remain unbeatable in the number one spot as a bad credit loan lender. Others are giving FundsGift a chance stating they can take the crown off MoneyMutual in the near future.

Honestly speaking, we can’t say for now. Nobody can guarantee the future of who will take the number one spot.  

FundsGift are experts in the bad credit loan space.  They specialize in providing the following:

  • $500 loans
  • $300 loans
  • Instant loans
  • 24-hour loans
  • No credit check loans
  • Loans for veterans 


MoneyMutual: The One and Only Bad Credit Loan Winner!

This ends our presentation on the 7 top bad credit loan lenders in America. It is our fervent wish that this review has been beneficial for you.  

We hope that with this review of the 13 different bad credit loan providers, you get to choose which you would like to go for in the future. All of the companies featured here are top of the line and can definitely assist in getting your bad credit loan. Though some are not as good as others.

Use our review as a guide in order to help you select the best lender for you. 

If you are uncertain which lender you would like to work with, we highly recommend the champion of bad credit loan lenders, MoneyMutual. 

Visit their official website and apply for a bad credit loan today. 


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